Mississippi notary surety bond

A Mississippi notary surety bond is a promise, backed by a surety company, that helps pay a person who is harmed by a mistake or by misconduct of a notary. The bond is for the public. It is not for the notary. If the surety pays a claim, the notary usually has to pay the surety back.

Mississippi notary bond at a glance

Bond amount

$5,000

Commission term

Four years

Commissioned by

Mississippi Secretary of State

Where the bond goes

Filed directly with the Mississippi Secretary of State, within 60 days of application

What Mississippi requires

1. Apply to the Mississippi Secretary of State.
2. Buy a $5,000 bond from a surety licensed by the Mississippi Department of Insurance, on the state's own Form NP 002.
3. Submit the bond to the Secretary of State within 60 days of your application date.

Mississippi is a single-agency process. Unlike some states, there is no county-level filing step — everything routes through the Secretary of State.

If your bond is used up by claims against you, the Secretary of State can suspend your commission until you get a new bond and your fitness to keep serving is reviewed.

A notary bond does not replace notary errors and omissions (E&O) insurance. The bond pays the public. E&O protects you.

State rules change. Always check with the Mississippi commissioning authority for the current requirements before you apply. Details on this page were last checked on 2026-08-12.

Apply online in minutes. Same day issue is available in most cases.

A notary bond protects the public. E&O insurance is intended to protect you, the notary, against a claim that comes from an error, a mistake or alleged misconduct in your notarial work. Many Mississippi notaries add an E&O policy next to the bond.