Mobile Notary Insurance

Notary insurance pricing

How much does notary insurance cost?

Every notary policy is priced differently, but the starting figures below give you a real place to begin — for E&O, general liability, crime and cyber cover, not just one product.

Get your own price

This content is for general information only. It is not insurance advice, a quote, or an offer of coverage. Policy wording controls in all cases. Read the full disclaimer.

Starting price ranges by coverage type

These are starting figures based on minimum premiums in some states, not a quote. Your actual premium can move a lot from here — gross receipts, number of signings, your state, claims history, the limit you choose and other underwriting factors specific to your application all play a part. The only way to get a number you can rely on is to request a quote.

Individual notary E&O (professional liability)

$250–$400 a year

The limit you pick moves this the most. $1,000,000 is the limit most contracts ask for.

Stand-alone general liability, individual notary

$200–$400 a year

Covers a different kind of claim than E&O — bodily injury or property damage, not a notarization mistake.

Notary signing agency (E&O)

$650–$1,000 to start

Moves a lot from there. Gross receipts and how many notaries you send out both push this number around.

Crime insurance

$1,000–$1,500 a year

Employee dishonesty and theft, not a notarization error.

Cyber liability, stand-alone

$1,000–$1,500 a year

A separate policy from E&O — for a data breach, not a notarization mistake.

Workers compensation

Priced on payroll

There isn't a starting figure that means anything here. It's rated on your actual payroll, so it has to be quoted, not estimated.

What moves the price

The limit you choose

This is the biggest single factor. A $25,000 limit and a $1,000,000 limit are very different products. Most notary contracts that specify a number ask for $1,000,000, which is why that is the limit most people end up buying.

Whether you add general liability

Some packages bundle general liability with professional liability on one policy. Others price it separately. If you visit homes and offices, it is usually worth having.

Individual notary or signing agency

A notary working alone is a much smaller risk than an agency sending out dozens of contracted notaries. Agency pricing usually moves with gross receipts rather than being a flat rate.

What kind of work you do

Loan signings, remote online notarization and work for lenders or title companies all get looked at. So does whether you store client data electronically.

Two ways to buy E&O

Lower limits, bought online. In Montana, Pennsylvania, California and Washington you can buy a lower limit outright and get your proof of insurance the same day. Limits start at $10,000 in Montana and California, $30,000 in Pennsylvania, and $5,000 in Washington.

$1,000,000, the contract standard. The limit most title companies and lenders ask for, available online in every state except Washington. In Washington, the online option tops out at $100,000 — a $1,000,000 quote there is prepared by hand.

Start a quoteBond vs E&OGeneral liability

Common questions

How much is notary E&O insurance for an individual notary?

Individual notary E&O starts in the $250 to $400 a year range for a $1,000,000 limit. That's a starting figure, not a quote — your actual price depends on your state, your limit and your notary work.

How much does stand-alone general liability cost for a notary?

General liability on its own starts in the $200 to $400 a year range for an individual notary. It's priced separately from E&O because it covers a different kind of claim — bodily injury or property damage, not a notarization mistake.

How much does signing agency coverage cost?

Signing agency E&O starts from $650 to $1,000, but it moves a lot from there. Gross receipts and how many notaries you send out both push this number around, so an agency quote is prepared by hand rather than pulled from a rate card.

What about crime insurance and cyber liability?

Both typically start in the $1,000 to $1,500 a year range as stand-alone policies. Crime insurance is intended to address employee dishonesty and theft, not a notarization error. Cyber liability is intended to address a data breach.

Can you estimate workers compensation for a notary business?

Not with a starting figure that would mean anything. Workers compensation is priced on your actual payroll, so it has to be quoted rather than estimated.

Is a bigger E&O limit a lot more expensive?

Not as much as people expect. For an individual notary, moving from a low limit to $1,000,000 is often a modest difference, which is why we preselect $1,000,000 on the quote form. It's the limit most contracts ask for.

Who actually sets the price?

The insurance company does, based on the answers on your application. We don't set rates. You see your own price before you commit to anything.

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