Notary E&O
How much does notary E&O insurance cost?
Individual notary policies start at around $200 a year. What you actually pay depends mostly on the limit you pick and on the kind of notary work you do.
This content is for general information only. It is not insurance advice, a quote, or an offer of coverage. Policy wording controls in all cases. Read the full disclaimer.
What moves the price
The limit you choose
Whether you add general liability
Individual notary or signing agency
What kind of work you do
Two ways to buy
Lower limits, bought online. In Montana, Pennsylvania and California you can buy a lower limit outright and get your proof of insurance the same day. Limits start at $10,000 in Montana and California and at $30,000 in Pennsylvania.
$1,000,000, the contract standard. Available in every state, and the limit most title companies and lenders ask for. You can buy it online after you send your request.
Common questions
How much is notary E&O insurance for an individual notary?
Individual notary policies start at around $200 a year, and a $1,000,000 limit is available from around $250 a year in most states. Prices vary by location and by what you do, and the insurance company sets the final price.
How much does signing agency coverage cost?
Signing agency insurance is quoted individually rather than from a rate card, and it usually starts around $600. The price moves with your gross receipts and the number of notaries you send out, so an agency quote is prepared by hand.
Is a bigger limit a lot more expensive?
Not as much as people expect. For an individual notary, moving from a low limit to $1,000,000 is often a modest difference, which is why we preselect $1,000,000 on the quote form. It is the limit most contracts ask for.
Who actually sets the price?
The insurance company does, based on the answers on your application. We are not the ones setting rates. You see your own price before you commit to anything.