Florida notary surety bond

A Florida notary surety bond is a promise, backed by a surety company, that helps pay a person who is harmed by a mistake or by misconduct of a notary. The bond is for the public. It is not for the notary. If the surety pays a claim, the notary usually has to pay the surety back.

Florida notary bond at a glance

Bond amount

$7,500

Commission term

Four years

Commissioned by

Governor of Florida

Bond payable to

Any individual harmed by the notary's breach of duty

What Florida requires

1. Apply for a Florida notary commission.
2. Buy a $7,500 bond covering your four year term.
3. The bond and your application are processed through the state's notary application system.

The commonly quoted $7,500 bond plus $10,000 E&O package is a carrier's retail bundle, not a state requirement. Florida law only mandates the $7,500 bond — E&O is optional for a standard, in-person notary.

Remote online notaries face a different, higher bar: a $25,000 bond and $25,000 of E&O insurance, not the standard $7,500. Don't apply the standard figure to an RON application.

A notary bond does not replace notary errors and omissions (E&O) insurance. The bond pays the public. E&O protects you.

State rules change. Always check with the Florida commissioning authority for the current requirements before you apply. Details on this page were last checked on 2026-08-12.

Apply online in minutes. Same day issue is available in most cases.

A notary bond protects the public. E&O insurance is intended to protect you, the notary, against a claim that comes from an error, a mistake or alleged misconduct in your notarial work. Many Florida notaries add an E&O policy next to the bond.