START YOUR QUOTE for Business Insurance
About You or Your Business
If you do not have a business name, just write "none"
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We use your email address to send you a quote, questions, or to help you with insurance. We DO NOT add you to a mailing list.
We use this to call you about your quote request to help you.
We ask this questions because different insurance carriers have different rules regarding the location of your business. It helps us find the right type of policy.
Information to Get Your Quote
Choose the types that represent your business (you may choose more than one) by selecting another on the next drop down. Please choose AT LEAST ONE business type. ** If you cannot find your business, choose OTHER
This means the estimated amount of money that you make before your expenses. You can estimate. If you are a new business, please write your estimate, because to obtain most quotes, an amount must inputted.
Please tell us what services you perform, OTHER THAN those listed in the drop down boxes above, if any. Use this space if you needed to tell us more information.
We make it easy by asking you the only the questions
You can write "none" if you have do not have any.
If you have no payroll and only owners, please write none.
What services do you perform for this customer and what are your estimated annual receipts (earnings before expenses) from this customer.
To quote workers compensation insurance, we need your Tax ID, FEIN, or Social if you are a sole proprietorship. For general liability, we will need it when you bind the policy.
Chose your Limits of Liability
These numbers are written as the per occurrence limit and the aggregate limit. More information
Property Insurance Section
In this section, you can choose how much coverage you want for your equipment, a building, glass, or other items.
Enter an amount in this box. The underwriter will still require that your amount of coverage meet a minimum rebuilding cost per square foot. We will contact you with more information.
This includes your furniture, inventory, printers, file cabinets, etc. We'll ask you about computers in the next box.
Remember that business personal property (BPP) is generally only covered at the address listed on your policy. This is the space where you tell us how much coverage you want quoted for equipment or tools away from the premises you listed above.
This includes, flooring, painting, wallpapering, and other permanent renovations that you did to you space. Also include permanently mounted equipment here.
Signs are expensive to replace, so let us know the value or your signed mounted to the building or that's not connected.
If you know the year, make, and model of your equipment, please provide it. We will contact you for more information, if needed. Example: 1 tractor, 2005 model, $25000 value.
Commercial Auto Section
Examples: a dog grooming truck may have a vacuum permanently mounted; a food truck may have cooking equipment mounted to the truck.
If there is something special that you want to tell us, please do so here.
Translator or Interpreter Section
Carriers have different rules about the types of clients you service, so this help us with the quoting process.
We can create a certificate of insurance, if you need.
Thrift Store or Consigment Store Section
n most cases, if you sell any of these items, there will be a products exclusion added to your policy. More information will be available once your quote is completed.
Athletics Section
Mobile Home Park Questions
E-Cig and Vaping Section
Field Inspector Section
Please tell us what you do, such as occupancy checks, photographing homes, or something else.
Drone Business Section
Janitorial and Property Preservation Section
Groomer, Kennel, Trainer, or Pet Sitter Questions
Beauty Insurance Questions
Manufacturer Section
Give us some specifics or examples of what you make.
Animal Industry Questions
Manufactured Home Dealer Section
Mobile Home Park, RV Park, or Camp Ground Section
Trucking Section
The last questions - finish your quote
We do not send a lot of newsletters, but when we do, they are filled with valuable risk prevention and small business ideas.